The best extended warranty for luxury cars in 2022

Owning a luxury car has its pros and cons. A premium vehicle has exceptional features and excellent resale value. But with an expensive car comes expensive maintenance and repairs.

If you have a new car, you can rest assured that the manufacturer’s warranty is still in effect. A Audi warranty, for example, covers your new vehicle for 50,000 miles or four years, whichever comes first. Your factory warranty may have expired if you’ve racked up mileage or owned your car for a relatively long period of time.

Extended warranties are after-sales service contracts that cover repair and maintenance costs beyond the scope of manufacturer warranties. An extended service contract protects luxury vehicle owners like you from unexpected repair costs.

Here are some of the best extended warranty options for luxury cars in 2022.

Luxury Car Brand Extended Warranty

Your luxury car manufacturer offers an extended warranty. There are several benefits to getting an extended service contract from your vehicle brand. The most compelling reason is to obtain genuine spare parts from the manufacturer. With brand warranties, service centers specializing in brand models will take care of your car. You can expect expert handling of your specific vehicle make and model.

The downside of manufacturer warranties is the lack of flexibility. You are limited to authorized service centers. These are often fewer in number than general repair facilities. BMW, for example, has less than 400 official service centers and dealerships in the United States. If your car breaks down in the middle of a road trip, you might have trouble getting it repaired near you.

Third-party extended warranty providers offer flexibility. These companies have more options for repair shops and choices for customizing coverage.


Endurance is a direct service provider, meaning it handles complaints internally. What’s special about Endurance’s extended warranty is that it covers high mileage and older vehicles, with unlimited mileage options and cars over 20 years old.

The company offers six coverage options, which means you can choose a plan that fits your usage scenario and budget. The Secure Plan is Endurance’s base plan, covering repair of vital components with additional benefits such as rental car benefits. The Advantage plan includes maintenance, covering unlimited miles. Supreme is the highest tier plan and includes top tier coverage with a few exceptions and exclusions.

Because Endurance offers unlimited mileage and coverage for older vehicles, it’s the best extended warranty option if you have a prized luxury car that you plan to use for a long time.


CARCHEX is the extended car warranty provider when you need versatility. The company offers 25 different levels of coverage, with add-on options for each plan. This allows you to choose the best solution for your specific needs.

The highest level of protection offered by CARCHEX is the Titanium plan. It has the broadest coverage, with inclusions similar to a manufacturer’s warranty. All company warranties contain the default care plan. This includes 24/7 roadside assistance, rental car reimbursement and trip interruption coverage.

Infinite automatic protection

Infinite Auto Protection is an economical choice for owners of luxury vehicles. The company offers basic extended warranties that are cheaper than their competitors but cover essential parts to keep your car running.

As well as being economical, Infinite Auto Protection is also one of the most flexible in terms of repair center options. All of the company’s plans include towing, 24/7 roadside assistance, and rental car coverage.

car shield

CarShield is a good option if your luxury car has modern electrical parts that are vulnerable to breakage. The company has specialized High Tech coverage. This covers the more sophisticated electrical and computer systems, such as engine control module, navigation/GPS, etc.

All CarShield contracts include roadside assistance, trip interruption coverage and rental car reimbursement. CarShield is not a direct service provider but a service contract broker. This means that all plans are managed by a separate company.

Protect my car

Protect My Car is a solid choice if you’re looking for an extended car warranty with maintenance coverage. The company’s Ambassador plan covers tire rotations, oil changes, and more. It covers all vehicles regardless of mileage or age, perfect for older luxury car owners.

The downside of Protect My Car is that it doesn’t sell contracts in six states: Alaska, California, Hawaii, Missouri, Oklahoma, and Washington.

Luxury requires extended care

To maintain the value of your luxury vehicle, you need to be extra careful. An extended warranty from top suppliers ensures that any unforeseen vehicle breakdowns won’t have a huge impact on your finances. Be sure to read reviews and study each company’s contracts to ensure you’re getting the best possible care.

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